TellerScore

Crouse Hinds Employees Federal Credit Union (NCUA charter #13938) is based in Syracuse, New York. Its Q2 2026 call report shows $6.9M in total assets and $6.1M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Crouse Hinds Employees Federal Credit Union scores 84/100, which we describe as strong. That is higher than 75% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 55th. Its strongest component is funding & liquidity (100/100; 39% loans-to-deposits, 13% uninsured), and its lowest is earnings (69/100; 1.22%).

TellerScore · Q2 2026

Scorecard

Capital cushion71/100
Net worth ratio: 12.13%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.13%
Earnings69/100
Return on assets (annualized): 1.22%
Funding & liquidity100/100
Loans ÷ shares: 39.3% · 12.9% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.34%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (78 → 84), mostly because the capital cushion component improved by 14 points.

TellerScore
677786Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202467
Q4 202477
Q1 202582
Q2 202578
Q3 202579
Q4 202583
Q1 202686
Q2 202684
Net worth ratio
7.00%9.57%12.13%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.02%
Q3 202410.27%
Q4 202410.43%
Q1 202510.53%
Q2 202510.75%
Q3 202511.25%
Q4 202511.50%
Q1 202611.90%
Q2 202612.13%
Delinquent loans (60+ days)
0.00%0.53%1.05%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20241.05%
Q4 20240.00%
Q1 20250.00%
Q2 20250.29%
Q3 20250.41%
Q4 20250.01%
Q1 20260.00%
Q2 20260.13%
Return on assets
0.80%1.13%1.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.81%
Q3 20240.85%
Q4 20240.80%
Q1 20251.46%
Q2 20251.24%
Q3 20251.27%
Q4 20251.18%
Q1 20261.40%
Q2 20261.22%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$6.9M12.13%0.13%1.22%39.3%
Q1 202686$6.9M11.90%0.00%1.40%38.9%
Q4 202583$7.0M11.50%0.01%1.18%39.5%
Q3 202579$7.0M11.25%0.41%1.27%40.4%
Q2 202578$7.1M10.75%0.29%1.24%40.6%
Q1 202582$7.1M10.53%0.00%1.46%37.4%
Q4 202477$6.9M10.43%0.00%0.80%38.0%
Q3 202467$6.9M10.27%1.05%0.85%35.9%
Q2 202476$6.9M10.02%0.00%0.81%35.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.13%
33rd
Problem loans0.13%
78th
Net charge-offs0.35%
35th
Return on assets1.22%
77th
Loans to deposits39.3%
79th
Uninsured deposits12.9%
4th
Loan-loss reserves2.12%
90th
Texas ratio0.3%
78th

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Concord Federal Credit UnionCredit union Brooklyn, NY68 out of 100, Moderate$6.9M11.1%0.00%vs
Generations United Federal Credit UnionCredit union New York, NY65 out of 100, Moderate$7.0M44.4%0.83%vs
Grand Central Terminal Employees Federal Credit UnionCredit union New York, NY64 out of 100, Moderate$6.6M11.9%0.77%vs
Griffith Institute Employees Federal Credit UnionCredit union Springville, NY64 out of 100, Moderate$6.5M9.0%0.56%vs
Everest Federal Credit UnionCredit union Jackson Heights, NY35 out of 100, Low$7.6M8.7%5.40%vs
Utica Police Department Federal Credit UnionCredit union Utica, NY52 out of 100, Below average$6.3M27.6%4.55%vs

Deposit insurance

Is my money safe at Crouse Hinds Employees Federal Credit Union?

Yes. Crouse Hinds Employees Federal Credit Union is a federally insured credit union (NCUA charter #13938). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.9% of shares and deposits ($784K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.13%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Crouse Hinds Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Crouse Hinds Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
13938
RSSD ID
384287
Primary regulator
NCUA
Established
1960
Headquarters
Po Box 4999, Syracuse, NY 13221
Employees
1

Quick answers

Crouse Hinds Employees Federal Credit Union: common questions

Is Crouse Hinds Employees Federal Credit Union NCUA insured?

Yes. Crouse Hinds Employees Federal Credit Union is a federally insured credit union (NCUA charter #13938). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Crouse Hinds Employees Federal Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Crouse Hinds Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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