Side-by-side · Q2 2026 data
Cullman Savings Bank vs Bank of Walker County
Metric by metric
| Measure | Cullman Savings Bank | Bank of Walker County |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 86 (stronger) | 85 |
| Earnings | 52 | 79 (stronger) |
| Funding & liquidity | 31 | 65 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 64th | 54th |
| Total assets | $456.7M | $98.5M |
| Deposits / shares | $308.2M | $87.9M |
| Capital ratio | 18.64% (stronger) | 11.24% |
| Problem loans | 0.41% (stronger) | 0.46% |
| Net charge-offs | 0.61% | 0.04% (stronger) |
| Return on assets | 0.81% | 1.49% (stronger) |
| Loans ÷ deposits | 121.2% | 82.3% (stronger) |
| Uninsured deposits | 32.4% | 26.5% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cullman Savings Bank has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Cullman Savings Bank leads on 3 and Bank of Walker County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.