Side-by-side · Q2 2026 data
Cumberland County Federal Credit Union vs The County Federal Credit Union
Credit union
Cumberland County Federal Credit Union
Falmouth, Maine · $100 million – $1 billion
Metric by metric
| Measure | Cumberland County Federal Credit Union | The County Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 51 | 57 (stronger) |
| Loan quality | 70 | 81 (stronger) |
| Earnings | 60 (stronger) | 40 |
| Funding & liquidity | 97 (stronger) | 76 |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 45th | 37th |
| Total assets | $494.0M | $529.8M |
| Deposits / shares | $440.9M | $469.3M |
| Capital ratio | 10.10% | 10.73% (stronger) |
| Problem loans | 0.90% | 0.58% (stronger) |
| Net charge-offs | 0.14% | 0.14% (stronger) |
| Return on assets | 1.01% (stronger) | 0.50% |
| Loans ÷ deposits | 63.3% (stronger) | 83.8% |
| Uninsured deposits | 9.2% | 9.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 35.6% |
Cumberland County Federal Credit Union has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Cumberland County Federal Credit Union leads on 3 and The County Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.