Side-by-side · Q2 2026 data
Cumberland Federal Bank, FSB vs Westconsin Credit Union
Metric by metric
| Measure | Cumberland Federal Bank, FSB | Westconsin Credit Union |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 51 | 80 (stronger) |
| Loan quality | 94 (stronger) | 79 |
| Earnings | 75 (stronger) | 64 |
| Funding & liquidity | 99 (stronger) | 81 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 72nd | 84th |
| Total assets | $341.6M | $2.2B |
| Deposits / shares | $287.5M | $1.9B |
| Capital ratio | 10.06% | 12.95% (stronger) |
| Problem loans | 0.19% (stronger) | 0.64% |
| Net charge-offs | 0.00% (stronger) | 0.22% |
| Return on assets | 1.39% (stronger) | 1.10% |
| Loans ÷ deposits | 60.9% (stronger) | 79.2% |
| Uninsured deposits | 14.4% | 5.9% (stronger) |
| Offices | 2 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Cumberland Federal Bank, FSB leads on 4 and Westconsin Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.