Side-by-side · Q2 2026 data
Custer Federal State Bank vs First Central Bank McCook
Metric by metric
| Measure | Custer Federal State Bank | First Central Bank McCook |
|---|---|---|
| TellerScore | 80 (stronger) | 41 |
| Capital cushion | 70 (stronger) | 63 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 64 (stronger) | 46 |
| Funding & liquidity | 74 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 25 |
| Peer percentile | 77th | 3rd |
| Total assets | $120.7M | $122.8M |
| Deposits / shares | $95.7M | $105.8M |
| Capital ratio | 11.99% (stronger) | 11.30% |
| Problem loans | 0.00% (stronger) | 5.80% |
| Net charge-offs | -0.00% | -0.04% (stronger) |
| Return on assets | 1.10% (stronger) | 0.66% |
| Loans ÷ deposits | 86.4% (stronger) | 93.7% |
| Uninsured deposits | 8.3% (stronger) | 9.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Custer Federal State Bank has the higher TellerScore (80 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Custer Federal State Bank leads on 6 and First Central Bank McCook on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.