Headquartered in Broken Bow, Nebraska, Custer Federal State Bank is a state-chartered bank with $120.7M in total assets and $95.7M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1925.
Based on its Q2 2026 filing, Custer Federal State Bank scores 80/100, which we describe as strong. That is higher than 77% of 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 43rd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (64/100; 1.10%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (76 → 80), mostly because the earnings component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 75 |
| Q4 2024 | 76 |
| Q1 2025 | 75 |
| Q2 2025 | 76 |
| Q3 2025 | 79 |
| Q4 2025 | 79 |
| Q1 2026 | 80 |
| Q2 2026 | 80 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.89% |
| Q3 2024 | 12.00% |
| Q4 2024 | 11.49% |
| Q1 2025 | 11.43% |
| Q2 2025 | 11.90% |
| Q3 2025 | 12.17% |
| Q4 2025 | 11.89% |
| Q1 2026 | 11.78% |
| Q2 2026 | 11.99% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.45% |
| Q3 2024 | 0.13% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.15% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.54% |
| Q3 2024 | 0.55% |
| Q4 2024 | 0.57% |
| Q1 2025 | 0.54% |
| Q2 2025 | 0.70% |
| Q3 2025 | 0.83% |
| Q4 2025 | 0.88% |
| Q1 2026 | 1.02% |
| Q2 2026 | 1.10% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $120.7M | 11.99% | 0.00% | 1.10% | 86.4% |
| Q1 2026 | 80 | $124.9M | 11.78% | 0.00% | 1.02% | 78.6% |
| Q4 2025 | 79 | $126.2M | 11.89% | 0.00% | 0.88% | 75.1% |
| Q3 2025 | 79 | $122.4M | 12.17% | 0.00% | 0.83% | 84.7% |
| Q2 2025 | 76 | $120.7M | 11.90% | 0.15% | 0.70% | 77.9% |
| Q1 2025 | 75 | $125.9M | 11.43% | 0.06% | 0.54% | 72.5% |
| Q4 2024 | 76 | $127.1M | 11.49% | 0.00% | 0.57% | 73.3% |
| Q3 2024 | 75 | $122.7M | 12.00% | 0.13% | 0.55% | 80.1% |
| Q2 2024 | 72 | $120.7M | 11.89% | 0.45% | 0.54% | 79.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Central Bank McCookBank Mccook, NE | 41 out of 100, Below average | $122.8M | 11.3% | 5.80% | vs |
| Countryside BankBank Unadilla, NE | 90 out of 100, Very strong | $118.5M | 15.2% | 0.35% | vs |
| Wahoo State BankBank Wahoo, NE | 66 out of 100, Moderate | $116.5M | 9.0% | 0.00% | vs |
| American Interstate BankBank Elkhorn, NE | 93 out of 100, Very strong | $132.0M | 20.1% | 0.00% | vs |
| First Bank and Trust of FullertonBank Fullerton, NE | 87 out of 100, Very strong | $108.3M | 14.2% | 0.00% | vs |
| Platte Valley BankBank North Bend, NE | 88 out of 100, Very strong | $107.2M | 13.9% | 0.19% | vs |
Deposit insurance
Is my money safe at Custer Federal State Bank?
Yes. Custer Federal State Bank is an FDIC-insured institution (FDIC certificate #28543). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 8.3% of deposits ($8.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.99%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Custer Federal State Bank lists 2 offices in 2 cities. Most locations:
- Broken Bow, NE (1)
- Kearney, NE (1)
Identity & history
Profile
- Legal name
- Custer Federal State Bank
- Former names
- Custer Federal Savings and Loan Association
- Type
- State-chartered bank
- FDIC certificate #
- 28543
- RSSD ID
- 481579
- Primary regulator
- FDIC
- Holding company
- Cfsb Holding Co
- Established
- January 1, 1925
- Headquarters
- 341 S 10th Ave, Broken Bow, NE 68822
- Website
- custerfederal.com
- Employees
- 17
Quick answers
Custer Federal State Bank: common questions
Is Custer Federal State Bank FDIC insured?
Yes. Custer Federal State Bank is an FDIC-insured institution (FDIC certificate #28543). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Custer Federal State Bank's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Custer Federal State Bank ever failed?
There is no failure record for FDIC certificate #28543 in the FDIC failed bank list.
How many branches does Custer Federal State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Broken Bow
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nebraska State Bank and Trust CompanyBank Broken Bow, NE | 88 out of 100, Very strong | $285.8M | 13.0% | 0.00% | vs |
| First National Bank in OrdBank Ord, NE | 88 out of 100, Very strong | $165.6M | 11.4% | 0.00% | vs |
| Heritage BankBank Wood River, NE | 86 out of 100, Very strong | $611.6M | 23.0% | 1.18% | vs |
| Bruning BankBank Bruning, NE | 74 out of 100, Strong | $659.9M | 10.0% | 0.00% | vs |
| Security First BankBank Lincoln, NE | 65 out of 100, Moderate | $2.3B | 8.3% | 0.17% | vs |
| Flatwater BankBank Gothenburg, NE | 56 out of 100, Moderate | $367.7M | 9.4% | 1.76% | vs |