Side-by-side · Q2 2026 data
Cutting Edge Federal Credit Union vs Benton County Schools Credit Union
Credit union
Cutting Edge Federal Credit Union
Milwaukie, Oregon · Under $100 million in assets
Credit union
Benton County Schools Credit Union
Corvallis, Oregon · Under $100 million in assets
Metric by metric
| Measure | Cutting Edge Federal Credit Union | Benton County Schools Credit Union |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 44 | 56 (stronger) |
| Loan quality | 92 | 98 (stronger) |
| Earnings | 24 | 34 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 32nd | 47th |
| Total assets | $53.1M | $69.4M |
| Deposits / shares | $47.1M | $61.8M |
| Capital ratio | 9.39% | 10.58% (stronger) |
| Problem loans | 0.24% | 0.06% (stronger) |
| Net charge-offs | 0.60% | 0.06% (stronger) |
| Return on assets | 0.09% | 0.36% (stronger) |
| Loans ÷ deposits | 40.9% (stronger) | 54.4% |
| Uninsured deposits | 4.9% | 4.0% (stronger) |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Benton County Schools Credit Union has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Cutting Edge Federal Credit Union leads on 1 and Benton County Schools Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.