Benton County Schools Credit Union is a federally insured state-chartered credit union headquartered in Corvallis, Oregon, in business for about 73 years. At the end of Q2 2026 it reported $69.4M in total assets and $61.8M in member shares and deposits, with 2 offices.
Based on its Q2 2026 filing, Benton County Schools Credit Union scores 73/100, which we describe as strong. That is higher than only 47% of 2,479 credit unions with under $100 million in assets. Among 47 credit unions headquartered in Oregon, it ranks 20th. Its strongest component is funding & liquidity (100/100; 54% loans-to-deposits, 4% uninsured), and its lowest is earnings (34/100; 0.36%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 73).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 73 |
| Q4 2024 | 74 |
| Q1 2025 | 73 |
| Q2 2025 | 73 |
| Q3 2025 | 74 |
| Q4 2025 | 75 |
| Q1 2026 | 66 |
| Q2 2026 | 73 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.58% |
| Q3 2024 | 9.75% |
| Q4 2024 | 10.01% |
| Q1 2025 | 10.05% |
| Q2 2025 | 9.99% |
| Q3 2025 | 10.05% |
| Q4 2025 | 10.29% |
| Q1 2026 | 10.27% |
| Q2 2026 | 10.58% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.10% |
| Q3 2025 | 0.02% |
| Q4 2025 | 0.03% |
| Q1 2026 | 0.65% |
| Q2 2026 | 0.06% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.52% |
| Q3 2024 | 0.59% |
| Q4 2024 | 0.61% |
| Q1 2025 | 0.55% |
| Q2 2025 | 0.56% |
| Q3 2025 | 0.61% |
| Q4 2025 | 0.63% |
| Q1 2026 | 0.34% |
| Q2 2026 | 0.36% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $69.4M | 10.58% | 0.06% | 0.36% | 54.4% |
| Q1 2026 | 66 | $70.8M | 10.27% | 0.65% | 0.34% | 53.5% |
| Q4 2025 | 75 | $70.1M | 10.29% | 0.03% | 0.63% | 53.7% |
| Q3 2025 | 74 | $70.7M | 10.05% | 0.02% | 0.61% | 53.7% |
| Q2 2025 | 73 | $69.8M | 9.99% | 0.10% | 0.56% | 53.4% |
| Q1 2025 | 73 | $68.4M | 10.05% | 0.11% | 0.55% | 53.3% |
| Q4 2024 | 74 | $67.7M | 10.01% | 0.00% | 0.61% | 52.7% |
| Q3 2024 | 73 | $68.4M | 9.75% | 0.03% | 0.59% | 51.5% |
| Q2 2024 | 72 | $68.3M | 9.58% | 0.00% | 0.52% | 51.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oregon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Teamsters Council #37 Credit UnionCredit union Portland, OR | 68 out of 100, Moderate | $76.1M | 15.4% | 2.53% | vs |
| Castparts Employees Federal Credit UnionCredit union Portland, OR | 85 out of 100, Very strong | $79.9M | 15.7% | 0.84% | vs |
| Forrit Credit UnionCredit union Clackamas, OR | 54 out of 100, Below average | $82.0M | 10.3% | 1.02% | vs |
| United Trades Federal Credit UnionCredit union Tualatin, OR | 63 out of 100, Moderate | $56.2M | 13.0% | 1.60% | vs |
| Cutting Edge Federal Credit UnionCredit union Milwaukie, OR | 66 out of 100, Moderate | $53.1M | 9.4% | 0.24% | vs |
| Umatilla County Federal Credit UnionCredit union Pendleton, OR | 92 out of 100, Very strong | $47.7M | 19.0% | 0.06% | vs |
Deposit insurance
Is my money safe at Benton County Schools Credit Union?
Yes. Benton County Schools Credit Union is a federally insured credit union (NCUA charter #64059). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.0% of shares and deposits ($2.5M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.58%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Benton County Schools Credit Union lists 2 offices in 2 cities. Most locations:
- Corvallis, OR (1)
- Philomath, OR (1)
Identity & history
Profile
- Legal name
- Benton County Schools Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 64059
- RSSD ID
- 553092
- Primary regulator
- State + NCUA
- Established
- 1953
- Headquarters
- PO Box 1012, Corvallis, OR 97339
- Employees
- 10
Quick answers
Benton County Schools Credit Union: common questions
Is Benton County Schools Credit Union NCUA insured?
Yes. Benton County Schools Credit Union is a federally insured credit union (NCUA charter #64059). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Benton County Schools Credit Union's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Benton County Schools Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Corvallis
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Community Credit UnionCredit union Coquille, OR | 86 out of 100, Very strong | $1.9B | 13.3% | 0.04% | vs |
| Onpoint Community Credit UnionCredit union Portland, OR | 83 out of 100, Strong | $9.5B | 15.0% | 0.98% | vs |
| Ibew/Sj Cascade Federal Credit UnionCredit union Salem, OR | 82 out of 100, Strong | $22.5M | 14.1% | 1.31% | vs |
| Willamette Valley BankBank Salem, OR | 81 out of 100, Strong | $465.4M | 17.0% | 0.22% | vs |
| Pioneer Trust Bank, National AssociationBank Salem, OR | 81 out of 100, Strong | $712.5M | 15.3% | 1.32% | vs |
| Citizens BankBank Corvallis, OR | 78 out of 100, Strong | $823.4M | 13.9% | 0.04% | vs |