Side-by-side · Q2 2026 data
Cutting Edge Federal Credit Union vs Gateway Credit Union
Credit union
Cutting Edge Federal Credit Union
Milwaukie, Oregon · Under $100 million in assets
Metric by metric
| Measure | Cutting Edge Federal Credit Union | Gateway Credit Union |
|---|---|---|
| TellerScore | 66 | 83 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 92 (stronger) | 88 |
| Earnings | 24 | 45 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 32nd | 72nd |
| Total assets | $53.1M | $31.4M |
| Deposits / shares | $47.1M | $24.3M |
| Capital ratio | 9.39% | 21.85% (stronger) |
| Problem loans | 0.24% (stronger) | 0.36% |
| Net charge-offs | 0.60% | -0.03% (stronger) |
| Return on assets | 0.09% | 0.64% (stronger) |
| Loans ÷ deposits | 40.9% (stronger) | 78.7% |
| Uninsured deposits | 4.9% | 3.1% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gateway Credit Union has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Cutting Edge Federal Credit Union leads on 2 and Gateway Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.