Side-by-side · Q2 2026 data
Cy-Fair Federal Credit Union vs Mobility Credit Union
Metric by metric
| Measure | Cy-Fair Federal Credit Union | Mobility Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 48 |
| Capital cushion | 45 (stronger) | 30 |
| Loan quality | 58 | 68 (stronger) |
| Earnings | 76 (stronger) | 34 |
| Funding & liquidity | 89 (stronger) | 64 |
| Problem-loan coverage | 82 (stronger) | 57 |
| Peer percentile | 34th | 4th |
| Total assets | $383.5M | $357.6M |
| Deposits / shares | $346.1M | $326.8M |
| Capital ratio | 9.54% (stronger) | 8.01% |
| Problem loans | 1.26% | 0.97% (stronger) |
| Net charge-offs | 0.86% (stronger) | 0.99% |
| Return on assets | 1.39% (stronger) | 0.36% |
| Loans ÷ deposits | 71.2% (stronger) | 96.6% |
| Uninsured deposits | 3.3% (stronger) | 10.4% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | 44.9% |
Cy-Fair Federal Credit Union has the higher TellerScore (65 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Cy-Fair Federal Credit Union leads on 6 and Mobility Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.