The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 5 points (43 → 48), mostly because the earnings component improved by 15 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Texas

Yes. Mobility Credit Union is a federally insured credit union (NCUA charter #68606). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.4% of shares and deposits ($33.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.01%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Mobility Credit Union lists 3 offices in 3 cities. Most locations:

• Celina, TX (1)
• Hurst, TX (1)
• Irving, TX (1)

All branch addresses and map

In 2025, Mobility Credit Union reported 142 home-loan applications under HMDA (LEI 5493000321W4GKLZ1Y10): 57 originated ($10,305,000 total), 53 denied, and 24 withdrawn or closed by the applicant. Its denial rate on decided applications was 44.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Mobility Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68606

RSSD ID

370187

Primary regulator

State + NCUA

Established

1965

Headquarters

8384 N Belt Line Rd, Irving, TX 75063

Employees

43