Side-by-side · Q2 2026 data
Cypress Bank & Trust vs Container Mutual Credit Union
Credit union
Container Mutual Credit Union
Fernandina Beac, Florida · Under $100 million in assets
Metric by metric
| Measure | Cypress Bank & Trust | Container Mutual Credit Union |
|---|---|---|
| TellerScore | 79 | 85 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 71 (stronger) | 43 |
| Funding & liquidity | 62 | 98 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 75th | 77th |
| Total assets | $256.8M | $5.5M |
| Deposits / shares | $219.3M | $2.9M |
| Capital ratio | 11.76% | 47.99% (stronger) |
| Problem loans | 0.00% (stronger) | 0.41% |
| Net charge-offs | 0.00% (stronger) | 0.12% |
| Return on assets | 1.26% (stronger) | 0.57% |
| Loans ÷ deposits | 76.6% | 62.0% (stronger) |
| Uninsured deposits | 34.9% | 0.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Container Mutual Credit Union has the higher TellerScore (85 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Cypress Bank & Trust leads on 3 and Container Mutual Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.