Container Mutual Credit Union is a federally insured state-chartered credit union headquartered in Fernandina Beac, Florida, in business for about 85 years. At the end of Q2 2026 it reported $5.5M in total assets and $2.9M in member shares and deposits, with 2 offices.
Based on its Q2 2026 filing, Container Mutual Credit Union scores 85/100, which we describe as very strong. That is higher than 77% of 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 12th. Its strongest component is capital cushion (100/100; 47.99%), and its lowest is earnings (43/100; 0.57%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (86 → 85).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 86 |
| Q4 2024 | 88 |
| Q1 2025 | 85 |
| Q2 2025 | 86 |
| Q3 2025 | 86 |
| Q4 2025 | 88 |
| Q1 2026 | 88 |
| Q2 2026 | 85 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 41.34% |
| Q3 2024 | 42.40% |
| Q4 2024 | 43.37% |
| Q1 2025 | 44.42% |
| Q2 2025 | 44.45% |
| Q3 2025 | 44.67% |
| Q4 2025 | 45.85% |
| Q1 2026 | 45.44% |
| Q2 2026 | 47.99% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.20% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.41% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.05% |
| Q3 2024 | 0.42% |
| Q4 2024 | 0.44% |
| Q1 2025 | 0.20% |
| Q2 2025 | 0.38% |
| Q3 2025 | 0.32% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.47% |
| Q2 2026 | 0.57% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $5.5M | 47.99% | 0.41% | 0.57% | 62.0% |
| Q1 2026 | 88 | $5.8M | 45.44% | 0.00% | 0.47% | 59.9% |
| Q4 2025 | 88 | $5.8M | 45.85% | 0.00% | 0.55% | 65.3% |
| Q3 2025 | 86 | $5.9M | 44.67% | 0.00% | 0.32% | 66.7% |
| Q2 2025 | 86 | $5.9M | 44.45% | 0.00% | 0.38% | 63.9% |
| Q1 2025 | 85 | $5.9M | 44.42% | 0.00% | 0.20% | 62.3% |
| Q4 2024 | 88 | $6.0M | 43.37% | 0.00% | 0.44% | 59.9% |
| Q3 2024 | 86 | $6.2M | 42.40% | 0.20% | 0.42% | 57.0% |
| Q2 2024 | 84 | $6.3M | 41.34% | 0.00% | 0.05% | 55.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Local 606 Electrical Workers Federal Credit UnionCredit union Orlando, FL | 89 out of 100, Very strong | $5.5M | 24.2% | 0.00% | vs |
| Florida Customs Federal Credit UnionCredit union Tampa, FL | 83 out of 100, Strong | $6.8M | 26.8% | 0.40% | vs |
| Shaw-Ross Employees Credit UnionCredit union Miami, FL | 81 out of 100, Strong | $6.8M | 14.9% | 0.53% | vs |
| Madison Education Assoc. Credit UnionCredit union Madison, FL | 80 out of 100, Strong | $7.3M | 14.4% | 0.86% | vs |
| Unity of Eatonville Federal Credit UnionCredit union Eatonville, FL | 41 out of 100, Below average | $3.1M | 3.1% | 0.91% | vs |
| Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL | 81 out of 100, Strong | $14.2M | 22.9% | 0.04% | vs |
Deposit insurance
Is my money safe at Container Mutual Credit Union?
Yes. Container Mutual Credit Union is a federally insured credit union (NCUA charter #67933). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 47.99%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Container Mutual Credit Union lists 2 offices in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Container Mutual Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67933
- RSSD ID
- 874395
- Primary regulator
- State + NCUA
- Established
- 1941
- Headquarters
- PO Box 2000, Fernandina Beac, FL 32035
- Employees
- 2
Quick answers
Container Mutual Credit Union: common questions
Is Container Mutual Credit Union NCUA insured?
Yes. Container Mutual Credit Union is a federally insured credit union (NCUA charter #67933). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Container Mutual Credit Union's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Container Mutual Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fernandina Beac
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Metro North Federal Credit UnionCredit union Jacksonville, FL | 87 out of 100, Very strong | $21.7M | 16.7% | 0.07% | vs |
| Jm Associates Federal Credit UnionCredit union Jacksonville, FL | 87 out of 100, Very strong | $151.2M | 15.5% | 0.71% | vs |
| Southeastern BankBank Darien, GA | 86 out of 100, Very strong | $624.9M | 13.4% | 0.38% | vs |
| Tru Fi Credit UnionCredit union Macclenny, FL | 84 out of 100, Strong | $146.4M | 12.6% | 0.60% | vs |
| Cypress Bank & TrustBank Melbourne, FL | 79 out of 100, Strong | $256.8M | 11.8% | 0.00% | vs |
| Alive Credit UnionCredit union Jacksonville, FL | 78 out of 100, Strong | $295.5M | 11.7% | 0.47% | vs |