Side-by-side · Q2 2026 data
Cyprus Federal Credit Union vs Deseret First Federal Credit Union
Credit union
Deseret First Federal Credit Union
West Valley Cit, Utah · $1 billion – $10 billion
Metric by metric
| Measure | Cyprus Federal Credit Union | Deseret First Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 60 |
| Capital cushion | 74 (stronger) | 36 |
| Loan quality | 86 (stronger) | 75 |
| Earnings | 46 | 56 (stronger) |
| Funding & liquidity | 56 | 70 (stronger) |
| Problem-loan coverage | 93 (stronger) | 85 |
| Peer percentile | 62nd | 25th |
| Total assets | $2.1B | $1.3B |
| Deposits / shares | $1.8B | $1.1B |
| Capital ratio | 12.42% (stronger) | 8.59% |
| Problem loans | 0.41% (stronger) | 0.75% |
| Net charge-offs | 0.70% | 0.33% (stronger) |
| Return on assets | 0.65% | 0.89% (stronger) |
| Loans ÷ deposits | 104.1% | 90.1% (stronger) |
| Uninsured deposits | 9.3% (stronger) | 11.3% |
| Offices | 11 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.3% | — |
Cyprus Federal Credit Union has the higher TellerScore (71 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Cyprus Federal Credit Union leads on 4 and Deseret First Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.