Side-by-side · Q2 2026 data
Dacotah Bank vs First Community Credit Union
Metric by metric
| Measure | Dacotah Bank | First Community Credit Union |
|---|---|---|
| TellerScore | 55 | 71 (stronger) |
| Capital cushion | 51 | 73 (stronger) |
| Loan quality | 49 | 80 (stronger) |
| Earnings | 64 (stronger) | 54 |
| Funding & liquidity | 47 | 60 (stronger) |
| Problem-loan coverage | 76 | 93 (stronger) |
| Peer percentile | 13th | 62nd |
| Total assets | $4.9B | $1.5B |
| Deposits / shares | $4.3B | $1.1B |
| Capital ratio | 10.07% | 12.34% (stronger) |
| Problem loans | 1.52% | 0.61% (stronger) |
| Net charge-offs | 0.23% | 0.05% (stronger) |
| Return on assets | 1.09% (stronger) | 0.85% |
| Loans ÷ deposits | 92.8% (stronger) | 100.2% |
| Uninsured deposits | 33.5% | 9.1% (stronger) |
| Offices | 32 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | — |
First Community Credit Union has the higher TellerScore (71 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Dacotah Bank leads on 2 and First Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Jamestown, ND
- Fargo, ND
- Bismarck, ND
- Valley City, ND