Side-by-side · Q2 2026 data
Dacotah Bank vs Norstar Federal Credit Union
Credit union
Norstar Federal Credit Union
Britton, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Dacotah Bank | Norstar Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 93 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 49 | 97 (stronger) |
| Earnings | 64 | 86 (stronger) |
| Funding & liquidity | 47 | 80 (stronger) |
| Problem-loan coverage | 76 | 99 (stronger) |
| Peer percentile | 13th | 94th |
| Total assets | $4.9B | $78.6M |
| Deposits / shares | $4.3B | $64.3M |
| Capital ratio | 10.07% | 15.26% (stronger) |
| Problem loans | 1.52% | 0.09% (stronger) |
| Net charge-offs | 0.23% | 0.00% (stronger) |
| Return on assets | 1.09% | 1.65% (stronger) |
| Loans ÷ deposits | 92.8% | 79.8% (stronger) |
| Uninsured deposits | 33.5% | 2.6% (stronger) |
| Offices | 32 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | — |
Norstar Federal Credit Union has the higher TellerScore (93 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Dacotah Bank leads on 0 and Norstar Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.