Norstar Federal Credit Union is a federal credit union headquartered in Britton, South Dakota, in business for about 84 years. At the end of Q2 2026 it reported $78.6M in total assets and $64.3M in member shares and deposits, with 2 offices.
Norstar Federal Credit Union has a TellerScore of 93 out of 100 (very strong) based on Q2 2026 data — higher than 94% of its 2,479 credit unions with under $100 million in assets. Among 33 credit unions headquartered in South Dakota, it ranks 1st. Capital cushion contributes the most (100/100, 15.26%); funding & liquidity contributes the least (80/100, 80% loans-to-deposits, 3% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (94 → 93).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 91 |
| Q3 2024 | 92 |
| Q4 2024 | 90 |
| Q1 2025 | 92 |
| Q2 2025 | 94 |
| Q3 2025 | 96 |
| Q4 2025 | 95 |
| Q1 2026 | 97 |
| Q2 2026 | 93 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.30% |
| Q3 2024 | 14.60% |
| Q4 2024 | 14.00% |
| Q1 2025 | 13.96% |
| Q2 2025 | 14.66% |
| Q3 2025 | 15.20% |
| Q4 2025 | 15.14% |
| Q1 2026 | 15.02% |
| Q2 2026 | 15.26% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 0.02% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.04% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.09% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.37% |
| Q3 2024 | 1.40% |
| Q4 2024 | 1.21% |
| Q1 2025 | 1.53% |
| Q2 2025 | 1.65% |
| Q3 2025 | 1.86% |
| Q4 2025 | 1.64% |
| Q1 2026 | 1.84% |
| Q2 2026 | 1.65% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 93 | $78.6M | 15.26% | 0.09% | 1.65% | 79.8% |
| Q1 2026 | 97 | $77.9M | 15.02% | 0.00% | 1.84% | 74.0% |
| Q4 2025 | 95 | $74.9M | 15.14% | 0.00% | 1.64% | 73.7% |
| Q3 2025 | 96 | $73.2M | 15.20% | 0.00% | 1.86% | 76.8% |
| Q2 2025 | 94 | $73.1M | 14.66% | 0.04% | 1.65% | 73.3% |
| Q1 2025 | 92 | $74.4M | 13.96% | 0.01% | 1.53% | 66.0% |
| Q4 2024 | 90 | $72.2M | 14.00% | 0.00% | 1.21% | 67.7% |
| Q3 2024 | 92 | $68.2M | 14.60% | 0.02% | 1.40% | 71.6% |
| Q2 2024 | 91 | $67.8M | 14.30% | 0.03% | 1.37% | 69.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in South Dakota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dakota Plains Federal Credit UnionCredit union Lemmon, SD | 68 out of 100, Moderate | $84.4M | 9.1% | 0.56% | vs |
| Healthcare Plus Federal Credit UnionCredit union Aberdeen, SD | 44 out of 100, Below average | $70.4M | 8.5% | 1.80% | vs |
| Oahe Federal Credit UnionCredit union Pierre, SD | 87 out of 100, Very strong | $45.1M | 16.2% | 1.03% | vs |
| Dakota Star Federal Credit UnionCredit union Rapid City, SD | 64 out of 100, Moderate | $44.9M | 9.0% | 0.93% | vs |
| Ft Randall Federal Credit UnionCredit union Wagner, SD | 81 out of 100, Strong | $44.2M | 17.5% | 1.12% | vs |
| East River Federal Credit UnionCredit union Madison, SD | 71 out of 100, Strong | $41.9M | 11.1% | 1.19% | vs |
Deposit insurance
Is my money safe at Norstar Federal Credit Union?
Yes. Norstar Federal Credit Union is a federally insured credit union (NCUA charter #4951). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.6% of shares and deposits ($1.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.26%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Norstar Federal Credit Union lists 2 offices in 1 city. Most locations:
- Britton, SD (2)
Identity & history
Profile
- Legal name
- Norstar Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 4951
- RSSD ID
- 154677
- Primary regulator
- NCUA
- Established
- 1942
- Headquarters
- P O Box 917, Britton, SD 57430
- Employees
- 11
Quick answers
Norstar Federal Credit Union: common questions
Is Norstar Federal Credit Union NCUA insured?
Yes. Norstar Federal Credit Union is a federally insured credit union (NCUA charter #4951). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Norstar Federal Credit Union's TellerScore?
93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Norstar Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Britton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Stock Growers BankBank Forman, ND | 86 out of 100, Very strong | $332.9M | 11.6% | 0.05% | vs |
| First Savings BankBank Beresford, SD | 83 out of 100, Strong | $1.6B | 19.3% | 0.90% | vs |
| Great Plains BankBank Eureka, SD | 65 out of 100, Moderate | $150.4M | 17.7% | 3.49% | vs |
| Dacotah BankBank Aberdeen, SD | 55 out of 100, Moderate | $4.9B | 10.1% | 1.52% | vs |