Side-by-side · Q2 2026 data
Dacotah Bank vs Pathward, National Association
Metric by metric
| Measure | Dacotah Bank | Pathward, National Association |
|---|---|---|
| TellerScore | 55 (stronger) | 50 |
| Capital cushion | 51 (stronger) | 49 |
| Loan quality | 49 (stronger) | 0 |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 47 | 75 (stronger) |
| Problem-loan coverage | 76 (stronger) | 45 |
| Peer percentile | 13th | 7th |
| Total assets | $4.9B | $7.3B |
| Deposits / shares | $4.3B | $6.0B |
| Capital ratio | 10.07% (stronger) | 9.91% |
| Problem loans | 1.52% (stronger) | 5.28% |
| Net charge-offs | 0.23% (stronger) | 0.86% |
| Return on assets | 1.09% | 2.81% (stronger) |
| Loans ÷ deposits | 92.8% | 85.6% (stronger) |
| Uninsured deposits | 33.5% | 12.7% (stronger) |
| Offices | 32 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | — |
Dacotah Bank has the higher TellerScore (55 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Dacotah Bank leads on 4 and Pathward, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.