Side-by-side · Q2 2026 data
Dacotah Federal Credit Union vs Hb Telco Federal Credit Union
Credit union
Dacotah Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Dacotah Federal Credit Union | Hb Telco Federal Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 57 |
| Capital cushion | 51 (stronger) | 36 |
| Loan quality | 100 | 100 |
| Earnings | 26 (stronger) | 0 |
| Funding & liquidity | 98 (stronger) | 74 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 40th | 17th |
| Total assets | $11.1M | $4.9M |
| Deposits / shares | $10.0M | $4.5M |
| Capital ratio | 10.07% (stronger) | 8.59% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.04% (stronger) | 0.07% |
| Return on assets | 0.15% (stronger) | -0.81% |
| Loans ÷ deposits | 62.6% (stronger) | 86.1% |
| Uninsured deposits | 0.0% (stronger) | 0.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dacotah Federal Credit Union has the higher TellerScore (70 vs 57). On the 6 directional measures above (where higher or lower is clearly better), Dacotah Federal Credit Union leads on 6 and Hb Telco Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.