Side-by-side · Q2 2026 data
Dacotah Federal Credit Union vs Rushmore Electric Federal Credit Union
Credit union
Dacotah Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Credit union
Rushmore Electric Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Dacotah Federal Credit Union | Rushmore Electric Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 51 (stronger) | 50 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 26 | 56 (stronger) |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 40th | 44th |
| Total assets | $11.1M | $29.3M |
| Deposits / shares | $10.0M | $26.2M |
| Capital ratio | 10.07% (stronger) | 10.00% |
| Problem loans | 0.00% (stronger) | 0.50% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.15% | 0.90% (stronger) |
| Loans ÷ deposits | 62.6% | 28.4% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 13.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rushmore Electric Federal Credit Union has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Dacotah Federal Credit Union leads on 3 and Rushmore Electric Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.