Side-by-side · Q2 2026 data
Dade County Federal Credit Union vs Gulf Winds Credit Union
Metric by metric
| Measure | Dade County Federal Credit Union | Gulf Winds Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 69 |
| Capital cushion | 81 (stronger) | 49 |
| Loan quality | 90 (stronger) | 85 |
| Earnings | 88 (stronger) | 56 |
| Funding & liquidity | 68 | 81 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 93rd | 54th |
| Total assets | $1.5B | $1.4B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 13.09% (stronger) | 9.90% |
| Problem loans | 0.31% (stronger) | 0.44% |
| Net charge-offs | 0.38% (stronger) | 0.88% |
| Return on assets | 1.69% (stronger) | 0.91% |
| Loans ÷ deposits | 92.6% | 79.6% (stronger) |
| Uninsured deposits | 9.9% | 4.5% (stronger) |
| Offices | 10 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 45.9% | 27.1% |
Dade County Federal Credit Union has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Dade County Federal Credit Union leads on 5 and Gulf Winds Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.