Side-by-side · Q2 2026 data
Dakota Community Bank & Trust, National Association vs Capital Credit Union
Bank
Dakota Community Bank & Trust, National Association
Hebron, North Dakota · $1 billion – $10 billion
Metric by metric
| Measure | Dakota Community Bank & Trust, National Association | Capital Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 66 |
| Capital cushion | 41 | 81 (stronger) |
| Loan quality | 97 (stronger) | 40 |
| Earnings | 93 (stronger) | 69 |
| Funding & liquidity | 73 (stronger) | 66 |
| Problem-loan coverage | 99 (stronger) | 78 |
| Peer percentile | 80th | 37th |
| Total assets | $1.4B | $921.5M |
| Deposits / shares | $1.2B | $770.2M |
| Capital ratio | 9.07% | 13.09% (stronger) |
| Problem loans | 0.08% (stronger) | 1.80% |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 1.83% (stronger) | 1.22% |
| Loans ÷ deposits | 67.0% (stronger) | 94.3% |
| Uninsured deposits | 32.9% | 10.6% (stronger) |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | — |
Dakota Community Bank & Trust, National Association has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Dakota Community Bank & Trust, National Association leads on 5 and Capital Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.