Side-by-side · Q2 2026 data
Dakota Community Bank & Trust, National Association vs First Western Bank & Trust
Bank
Dakota Community Bank & Trust, National Association
Hebron, North Dakota · $1 billion – $10 billion
Metric by metric
| Measure | Dakota Community Bank & Trust, National Association | First Western Bank & Trust |
|---|---|---|
| TellerScore | 76 (stronger) | 55 |
| Capital cushion | 41 | 46 (stronger) |
| Loan quality | 97 (stronger) | 53 |
| Earnings | 93 (stronger) | 59 |
| Funding & liquidity | 73 (stronger) | 64 |
| Problem-loan coverage | 99 (stronger) | 70 |
| Peer percentile | 80th | 13th |
| Total assets | $1.4B | $2.4B |
| Deposits / shares | $1.2B | $2.0B |
| Capital ratio | 9.07% | 9.61% (stronger) |
| Problem loans | 0.08% (stronger) | 1.42% |
| Net charge-offs | 0.00% (stronger) | 0.23% |
| Return on assets | 1.83% (stronger) | 0.96% |
| Loans ÷ deposits | 67.0% (stronger) | 96.7% |
| Uninsured deposits | 32.9% | 6.1% (stronger) |
| Offices | 13 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | 5.4% |
Dakota Community Bank & Trust, National Association has the higher TellerScore (76 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Dakota Community Bank & Trust, National Association leads on 5 and First Western Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.