Side-by-side · Q2 2026 data
Dakota Community Bank & Trust, National Association vs Western Cooperative
Bank
Dakota Community Bank & Trust, National Association
Hebron, North Dakota · $1 billion – $10 billion
Metric by metric
| Measure | Dakota Community Bank & Trust, National Association | Western Cooperative |
|---|---|---|
| TellerScore | 76 (stronger) | 64 |
| Capital cushion | 41 | 92 (stronger) |
| Loan quality | 97 (stronger) | 0 |
| Earnings | 93 (stronger) | 71 |
| Funding & liquidity | 73 | 95 (stronger) |
| Problem-loan coverage | 99 (stronger) | 80 |
| Peer percentile | 80th | 31st |
| Total assets | $1.4B | $522.2M |
| Deposits / shares | $1.2B | $452.5M |
| Capital ratio | 9.07% | 14.20% (stronger) |
| Problem loans | 0.08% (stronger) | 3.17% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.83% (stronger) | 1.27% |
| Loans ÷ deposits | 67.0% | 52.6% (stronger) |
| Uninsured deposits | 32.9% | 19.6% (stronger) |
| Offices | 13 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | — |
Dakota Community Bank & Trust, National Association has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Dakota Community Bank & Trust, National Association leads on 4 and Western Cooperative on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dickinson, ND
- Hebron, ND