Side-by-side · Q2 2026 data
Dakota Heritage Bank vs Dakota Plains Credit Union
Metric by metric
| Measure | Dakota Heritage Bank | Dakota Plains Credit Union |
|---|---|---|
| TellerScore | 63 | 67 (stronger) |
| Capital cushion | 48 | 73 (stronger) |
| Loan quality | 46 | 68 (stronger) |
| Earnings | 98 (stronger) | 55 |
| Funding & liquidity | 66 (stronger) | 60 |
| Problem-loan coverage | 74 | 84 (stronger) |
| Peer percentile | 24th | 34th |
| Total assets | $416.8M | $93.3M |
| Deposits / shares | $366.8M | $81.1M |
| Capital ratio | 9.83% | 12.27% (stronger) |
| Problem loans | 1.62% | 0.96% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.24% |
| Return on assets | 1.96% (stronger) | 0.88% |
| Loans ÷ deposits | 93.4% (stronger) | 100.7% |
| Uninsured deposits | 15.6% | 11.1% (stronger) |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
Dakota Plains Credit Union has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Dakota Heritage Bank leads on 3 and Dakota Plains Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.