TellerScore

Dakota Plains Credit Union (NCUA charter #63613) is based in Edgeley, North Dakota. Its Q2 2026 call report shows $93.3M in total assets and $81.1M in member shares and deposits and 2 offices.

Dakota Plains Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,479 credit unions with under $100 million in assets. Among 29 credit unions headquartered in North Dakota, it ranks 21st. Problem-loan coverage contributes the most (84/100, 8.1%); earnings contributes the least (55/100, 0.88%).

TellerScore · Q2 2026

Scorecard

Capital cushion73/100
Net worth ratio: 12.27%
Loan quality68/100
Loans 60+ days delinquent ÷ total loans: 0.96%
Earnings55/100
Return on assets (annualized): 0.88%
Funding & liquidity60/100
Loans ÷ shares: 100.7% · 11.1% uninsured
Problem-loan coverage84/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.10%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 18 points (49 → 67), mostly because the earnings component improved by 40 points.

TellerScore
496070Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202467
Q4 202464
Q1 202566
Q2 202549
Q3 202557
Q4 202557
Q1 202657
Q2 202667
Net worth ratio
7.00%9.66%12.31%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.28%
Q3 202412.31%
Q4 202411.61%
Q1 202511.81%
Q2 202511.75%
Q3 202511.62%
Q4 202511.31%
Q1 202611.94%
Q2 202612.27%
Delinquent loans (60+ days)
0.66%1.26%1.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.86%
Q3 20241.03%
Q4 20240.99%
Q1 20250.66%
Q2 20251.87%
Q3 20251.10%
Q4 20251.36%
Q1 20261.81%
Q2 20260.96%
Return on assets
-0.12%0.48%1.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.08%
Q3 20240.86%
Q4 20240.59%
Q1 20250.37%
Q2 2025-0.12%
Q3 20250.16%
Q4 20250.28%
Q1 20260.67%
Q2 20260.88%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$93.3M12.27%0.96%0.88%100.7%
Q1 202657$94.4M11.94%1.81%0.67%95.6%
Q4 202557$97.9M11.31%1.36%0.28%94.2%
Q3 202557$93.9M11.62%1.10%0.16%107.0%
Q2 202549$91.5M11.75%1.87%-0.12%103.4%
Q1 202566$92.6M11.81%0.66%0.37%95.8%
Q4 202464$93.4M11.61%0.99%0.59%94.4%
Q3 202467$88.2M12.31%1.03%0.86%100.3%
Q2 202470$87.6M12.28%0.86%1.08%100.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.27%
34th
Problem loans0.96%
40th
Net charge-offs0.24%
43rd
Return on assets0.88%
62nd
Loans to deposits100.7%
3rd
Uninsured deposits11.1%
6th
Loan-loss reserves0.00%
37th
Texas ratio8.1%
17th

Similar-size credit unions in North Dakota

InstitutionScoreAssetsCapitalProblem loansCompare
Affinity First Federal Credit UnionCredit union Minot, ND88 out of 100, Very strong$70.8M13.8%0.30%vs
Fargo Public Schools Federal Credit UnionCredit union Fargo, ND80 out of 100, Strong$58.2M12.2%0.01%vs
University Federal Credit UnionCredit union Grand Forks, ND91 out of 100, Very strong$46.1M14.4%0.72%vs
Lamoure Credit UnionCredit union Lamoure, ND98 out of 100, Very strong$38.8M18.9%0.00%vs
Riverfork Federal Credit UnionCredit union Grand Forks, ND78 out of 100, Strong$31.2M13.9%0.70%vs
Postal Family Federal Credit UnionCredit union Fargo, ND74 out of 100, Strong$30.2M10.5%0.19%vs

Deposit insurance

Is my money safe at Dakota Plains Credit Union?

Yes. Dakota Plains Credit Union is a federally insured credit union (NCUA charter #63613). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.1% of shares and deposits ($9.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Dakota Plains Credit Union lists 2 offices in 2 cities. Most locations:

  • Edgeley, ND (1)
  • Ellendale, ND (1)

All branch addresses and map

Identity & history

Profile

Legal name
Dakota Plains Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63613
RSSD ID
683494
Primary regulator
State + NCUA
Established
1941
Headquarters
212 5th Ave, Edgeley, ND 58433
Employees
30

Quick answers

Dakota Plains Credit Union: common questions

Is Dakota Plains Credit Union NCUA insured?

Yes. Dakota Plains Credit Union is a federally insured credit union (NCUA charter #63613). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dakota Plains Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dakota Plains Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Edgeley

InstitutionScoreAssetsCapitalProblem loansCompare
BankNorthBank Arthur, ND72 out of 100, Strong$694.1M10.3%0.58%vs
Dakota Heritage BankBank Hunter, ND63 out of 100, Moderate$416.8M9.8%1.62%vs
Heartland State BankBank Edgeley, ND46 out of 100, Below average$75.6M9.8%3.36%vs