Side-by-side · Q2 2026 data
Dakotaland Federal Credit Union vs M O Federal Credit Union
Metric by metric
| Measure | Dakotaland Federal Credit Union | M O Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 88 (stronger) |
| Capital cushion | 59 | 91 (stronger) |
| Loan quality | 81 | 90 (stronger) |
| Earnings | 82 (stronger) | 67 |
| Funding & liquidity | 82 | 98 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 68th | 85th |
| Total assets | $751.6M | $40.9M |
| Deposits / shares | $644.5M | $34.8M |
| Capital ratio | 10.87% | 14.12% (stronger) |
| Problem loans | 0.57% | 0.30% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.41% |
| Return on assets | 1.54% (stronger) | 1.17% |
| Loans ÷ deposits | 78.1% | 62.5% (stronger) |
| Uninsured deposits | 13.5% | 1.3% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
M O Federal Credit Union has the higher TellerScore (88 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Dakotaland Federal Credit Union leads on 2 and M O Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.