Side-by-side · Q2 2026 data
Dalhart Federal Savings & Loan Association, SSB vs Henderson Federal Savings Bank
Bank
Dalhart Federal Savings & Loan Association, SSB
Dalhart, Texas · $100 million – $1 billion
Metric by metric
| Measure | Dalhart Federal Savings & Loan Association, SSB | Henderson Federal Savings Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 60 |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 95 (stronger) | 0 |
| Earnings | 21 | 62 (stronger) |
| Funding & liquidity | 78 (stronger) | 66 |
| Problem-loan coverage | 98 (stronger) | 81 |
| Peer percentile | 40th | 19th |
| Total assets | $126.3M | $117.7M |
| Deposits / shares | $95.5M | $86.7M |
| Capital ratio | 11.42% | 25.94% (stronger) |
| Problem loans | 0.16% (stronger) | 3.49% |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 0.04% | 1.06% (stronger) |
| Loans ÷ deposits | 82.3% (stronger) | 93.9% |
| Uninsured deposits | 10.3% | 5.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dalhart Federal Savings & Loan Association, SSB has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Dalhart Federal Savings & Loan Association, SSB leads on 4 and Henderson Federal Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.