Side-by-side · Q2 2026 data
Danville State Savings Bank vs Peoples Savings Bank
Metric by metric
| Measure | Danville State Savings Bank | Peoples Savings Bank |
|---|---|---|
| TellerScore | 61 (stronger) | 56 |
| Capital cushion | 74 (stronger) | 49 |
| Loan quality | 24 | 60 (stronger) |
| Earnings | 56 (stronger) | 52 |
| Funding & liquidity | 94 (stronger) | 52 |
| Problem-loan coverage | 75 | 81 (stronger) |
| Peer percentile | 20th | 13th |
| Total assets | $182.6M | $189.1M |
| Deposits / shares | $159.0M | $142.0M |
| Capital ratio | 12.38% (stronger) | 9.89% |
| Problem loans | 2.27% | 1.19% (stronger) |
| Net charge-offs | 1.12% | -0.03% (stronger) |
| Return on assets | 0.89% (stronger) | 0.81% |
| Loans ÷ deposits | 66.6% (stronger) | 100.1% |
| Uninsured deposits | 12.7% (stronger) | 22.2% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Danville State Savings Bank has the higher TellerScore (61 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Danville State Savings Bank leads on 5 and Peoples Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.