TellerScore

Danville State Savings Bank is a state-chartered bank headquartered in New London, Iowa, in business for about 127 years. At the end of Q2 2026 it reported $182.6M in total assets and $159.0M in deposits, with 2 offices.

Danville State Savings Bank has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 20% of its 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 190th. Funding & liquidity contributes the most (94/100, 67% loans-to-deposits, 13% uninsured); loan quality contributes the least (24/100, 2.27%).

TellerScore · Q2 2026

Scorecard

Capital cushion74/100
Tier 1 leverage ratio: 12.38%
Loan quality24/100
Noncurrent loans ÷ total loans: 2.27%
Earnings56/100
Return on assets (annualized): 0.89%
Funding & liquidity94/100
Loans ÷ deposits and uninsured-deposit share: 66.6% · 12.7% uninsured
Problem-loan coverage75/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 12.43%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (52 → 61), mostly because the loan quality component improved by 24 points.

TellerScore
505661Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202454
Q3 202460
Q4 202456
Q1 202550
Q2 202552
Q3 202555
Q4 202558
Q1 202658
Q2 202661
Tier 1 leverage ratio
5.00%9.04%13.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.00%
Q3 202413.00%
Q4 202413.09%
Q1 202512.21%
Q2 202512.45%
Q3 202512.56%
Q4 202512.62%
Q1 202612.21%
Q2 202612.38%
Noncurrent loans
2.24%3.19%4.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20242.88%
Q3 20242.24%
Q4 20242.71%
Q1 20254.15%
Q2 20253.90%
Q3 20252.80%
Q4 20252.45%
Q1 20262.47%
Q2 20262.27%
Return on assets
0.45%0.67%0.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.51%
Q3 20240.51%
Q4 20240.45%
Q1 20250.59%
Q2 20250.65%
Q3 20250.75%
Q4 20250.70%
Q1 20260.80%
Q2 20260.89%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$182.6M12.38%2.27%0.89%66.6%
Q1 202658$183.3M12.21%2.47%0.80%65.7%
Q4 202558$177.9M12.62%2.45%0.70%68.8%
Q3 202555$175.9M12.56%2.80%0.75%70.0%
Q2 202552$177.2M12.45%3.90%0.65%68.4%
Q1 202550$174.1M12.21%4.15%0.59%67.7%
Q4 202456$176.0M13.09%2.71%0.45%67.5%
Q3 202460$172.3M13.00%2.24%0.51%68.7%
Q2 202454$171.9M13.00%2.88%0.51%68.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.38%
69th
Total risk-based capital0.00%
24th
Problem loans2.27%
10th
Net charge-offs1.12%
2nd
Return on assets0.89%
28th
Net interest margin2.99%
10th
Efficiency ratio71.4%
27th
Loans to deposits66.6%
75th
Uninsured deposits12.7%
88th
Loan-loss reserves0.93%
19th
Texas ratio12.4%
13th

Similar-size banks in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
St. Ansgar State BankBank Saint Ansgar, IA70 out of 100, Strong$182.0M9.7%0.11%vs
Liberty Trust & Savings BankBank Durant, IA86 out of 100, Very strong$186.2M20.7%0.86%vs
Bellevue State BankBank Bellevue, IA92 out of 100, Very strong$187.7M14.3%0.16%vs
Peoples Savings BankBank Wellsburg, IA56 out of 100, Moderate$189.1M9.9%1.19%vs
Farmers Trust & Savings BankBank Williamsburg, IA87 out of 100, Very strong$191.6M23.1%0.34%vs
Atkins Savings Bank & TrustBank Atkins, IA83 out of 100, Strong$172.2M11.9%0.05%vs

Deposit insurance

Is my money safe at Danville State Savings Bank?

Yes. Danville State Savings Bank is an FDIC-insured institution (FDIC certificate #14772). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 12.7% of deposits ($20.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.38%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Danville State Savings Bank lists 2 offices in 2 cities. Most locations:

  • Danville, IA (1)
  • New London, IA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Danville State Savings Bank
Type
State-chartered bank
FDIC certificate #
14772
RSSD ID
223845
Primary regulator
FDIC
Holding company
Danville Bancshares Inc
Established
January 1, 1899
Headquarters
102 S Walnut St, New London, IA 52645
Employees
41

Quick answers

Danville State Savings Bank: common questions

Is Danville State Savings Bank FDIC insured?

Yes. Danville State Savings Bank is an FDIC-insured institution (FDIC certificate #14772). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Danville State Savings Bank's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Danville State Savings Bank ever failed?

There is no failure record for FDIC certificate #14772 in the FDIC failed bank list.

How many branches does Danville State Savings Bank have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near New London

InstitutionScoreAssetsCapitalProblem loansCompare
Casebine Community Credit UnionCredit union Burlington, IA95 out of 100, Very strong$29.1M22.5%0.08%vs
Du Pont Employees Credit UnionCredit union Fort Madison, IA84 out of 100, Strong$6.8M11.8%0.00%vs
State Central BankBank Bonaparte, IA84 out of 100, Strong$63.2M16.1%1.11%vs
Farmers Savings BankBank Wever, IA80 out of 100, Strong$130.5M13.7%0.27%vs
Burlington Municipal Employees Credit UnionCredit union Burlington, IA80 out of 100, Strong$4.7M15.6%0.87%vs
Aim Credit UnionCredit union Dubuque, IA79 out of 100, Strong$201.2M13.1%0.60%vs