Side-by-side · Q2 2026 data
Datcu Credit Union vs First Service Credit Union
Metric by metric
| Measure | Datcu Credit Union | First Service Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 96 (stronger) | 79 |
| Earnings | 83 (stronger) | 39 |
| Funding & liquidity | 55 | 67 (stronger) |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 97th | 36th |
| Total assets | $1.8B | $1.5B |
| Deposits / shares | $1.5B | $1.3B |
| Capital ratio | 17.19% (stronger) | 10.94% |
| Problem loans | 0.13% (stronger) | 0.62% |
| Net charge-offs | 0.69% (stronger) | 0.84% |
| Return on assets | 1.57% (stronger) | 0.49% |
| Loans ÷ deposits | 105.5% | 93.2% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 11.7% |
| Offices | 14 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.1% |
Datcu Credit Union has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Datcu Credit Union leads on 6 and First Service Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.