The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 64).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Texas

Yes. First Service Credit Union is a federally insured credit union (NCUA charter #68605). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.7% of shares and deposits ($148.6M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.94%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

First Service Credit Union lists 14 offices in 7 cities. Most locations:

• Houston, TX (7)
• Sugar Land, TX (2)
• Humble, TX (1)
• Katy, TX (1)
• Spring, TX (1)
• The Woodlands, TX (1)
• Wadsworth, TX (1)

All branch addresses and map

In 2025, First Service Credit Union reported 483 home-loan applications under HMDA (LEI 549300IH3DF6NS2IYJ30): 320 originated ($67,120,000 total), 41 denied, and 114 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First Service Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68605

RSSD ID

650889

Primary regulator

State + NCUA

Established

1977

Headquarters

PO Box 941914, Houston, TX 77094

Employees

258