Side-by-side · Q2 2026 data
Datcu Credit Union vs Texas Trust Credit Union
Metric by metric
| Measure | Datcu Credit Union | Texas Trust Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 96 (stronger) | 69 |
| Earnings | 83 (stronger) | 44 |
| Funding & liquidity | 55 | 69 (stronger) |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 97th | 30th |
| Total assets | $1.8B | $2.1B |
| Deposits / shares | $1.5B | $1.7B |
| Capital ratio | 17.19% (stronger) | 10.55% |
| Problem loans | 0.13% (stronger) | 0.94% |
| Net charge-offs | 0.69% (stronger) | 1.11% |
| Return on assets | 1.57% (stronger) | 0.60% |
| Loans ÷ deposits | 105.5% | 91.1% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 7.7% |
| Offices | 14 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Datcu Credit Union has the higher TellerScore (89 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Datcu Credit Union leads on 6 and Texas Trust Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.