Side-by-side · Q2 2026 data
Davidson Trust Co. vs Montana Federal Credit Union
Metric by metric
| Measure | Davidson Trust Co. | Montana Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 61 | 82 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 96th | 76th |
| Total assets | $13.2M | $361.5M |
| Deposits / shares | $500K | $316.7M |
| Capital ratio | 75.93% (stronger) | 12.53% |
| Problem loans | 0.00% (stronger) | 0.26% |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | 3.50% (stronger) | 0.99% |
| Loans ÷ deposits | 0.0% (stronger) | 78.3% |
| Uninsured deposits | 50.0% | 5.3% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.8% |
Davidson Trust Co. has the higher TellerScore (94 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Davidson Trust Co. leads on 6 and Montana Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.