The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 79).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Montana

Yes. Montana Federal Credit Union is a federally insured credit union (NCUA charter #4164). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.3% of shares and deposits ($16.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.53%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Montana Federal Credit Union lists 4 offices in 1 city. Most locations:

• Great Falls, MT (4)

All branch addresses and map

In 2025, Montana Federal Credit Union reported 136 home-loan applications under HMDA (LEI 549300WP41C3FFSKY830): 109 originated ($16,485,000 total), 15 denied, and 9 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Montana Federal Credit Union

Type

Federal credit union

NCUA charter #

4164

RSSD ID

341477

Primary regulator

NCUA

Established

1940

Headquarters

PO Box 5027, Great Falls, MT 59403

Employees

73