Side-by-side · Q2 2026 data
Daviess County Teachers Federal Credit Union vs Greater Kentucky CU, Inc. Credit Union
Credit union
Daviess County Teachers Federal Credit Union
Owensboro, Kentucky · Under $100 million in assets
Credit union
Greater Kentucky CU, Inc. Credit Union
Lexington, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Daviess County Teachers Federal Credit Union | Greater Kentucky CU, Inc. Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 65 |
| Capital cushion | 75 (stronger) | 67 |
| Loan quality | 84 (stronger) | 75 |
| Earnings | 75 (stronger) | 27 |
| Funding & liquidity | 93 (stronger) | 75 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 70th | 30th |
| Total assets | $75.3M | $86.5M |
| Deposits / shares | $65.8M | $75.8M |
| Capital ratio | 12.47% (stronger) | 11.74% |
| Problem loans | 0.49% (stronger) | 0.76% |
| Net charge-offs | 0.59% | 0.28% (stronger) |
| Return on assets | 1.39% (stronger) | 0.17% |
| Loans ÷ deposits | 67.4% (stronger) | 84.9% |
| Uninsured deposits | 3.7% (stronger) | 12.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Daviess County Teachers Federal Credit Union has the higher TellerScore (82 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Daviess County Teachers Federal Credit Union leads on 6 and Greater Kentucky CU, Inc. Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.