Side-by-side · Q2 2026 data
Daviess County Teachers Federal Credit Union vs Whitesville Community Credit Union
Credit union
Daviess County Teachers Federal Credit Union
Owensboro, Kentucky · Under $100 million in assets
Credit union
Whitesville Community Credit Union
Whitesville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Daviess County Teachers Federal Credit Union | Whitesville Community Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 76 |
| Capital cushion | 75 (stronger) | 74 |
| Loan quality | 84 (stronger) | 39 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 70th | 54th |
| Total assets | $75.3M | $39.5M |
| Deposits / shares | $65.8M | $34.4M |
| Capital ratio | 12.47% (stronger) | 12.40% |
| Problem loans | 0.49% (stronger) | 1.82% |
| Net charge-offs | 0.59% | 0.01% (stronger) |
| Return on assets | 1.39% | 2.04% (stronger) |
| Loans ÷ deposits | 67.4% | 43.3% (stronger) |
| Uninsured deposits | 3.7% | 2.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Daviess County Teachers Federal Credit Union has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Daviess County Teachers Federal Credit Union leads on 3 and Whitesville Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.