Side-by-side · Q2 2026 data
Davis Trust Company vs First Community Bank
Metric by metric
| Measure | Davis Trust Company | First Community Bank |
|---|---|---|
| TellerScore | 53 | 75 (stronger) |
| Capital cushion | 35 | 52 (stronger) |
| Loan quality | 78 (stronger) | 77 |
| Earnings | 43 | 100 (stronger) |
| Funding & liquidity | 47 | 73 (stronger) |
| Problem-loan coverage | 78 | 94 (stronger) |
| Peer percentile | 9th | 77th |
| Total assets | $274.9M | $3.6B |
| Deposits / shares | $204.2M | $3.0B |
| Capital ratio | 8.47% | 10.23% (stronger) |
| Problem loans | 0.66% (stronger) | 0.70% |
| Net charge-offs | 0.17% | 0.17% (stronger) |
| Return on assets | 0.57% | 2.05% (stronger) |
| Loans ÷ deposits | 109.1% | 79.9% (stronger) |
| Uninsured deposits | 18.6% (stronger) | 21.3% |
| Offices | 2 | 62 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.8% |
First Community Bank has the higher TellerScore (75 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Davis Trust Company leads on 2 and First Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.