Side-by-side · Q2 2026 data
Davison Employees Federal Credit Union vs P.H.I. Federal Credit Union
Credit union
Davison Employees Federal Credit Union
Sulphur, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Davison Employees Federal Credit Union | P.H.I. Federal Credit Union |
|---|---|---|
| TellerScore | 56 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 20 |
| Loan quality | 30 | 100 (stronger) |
| Earnings | 0 | 0 |
| Funding & liquidity | 65 | 92 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 16th | 15th |
| Total assets | $4.3M | $4.9M |
| Deposits / shares | $3.3M | $4.5M |
| Capital ratio | 23.70% (stronger) | 6.97% |
| Problem loans | 2.09% | 0.00% (stronger) |
| Net charge-offs | 0.99% | -0.13% (stronger) |
| Return on assets | -1.13% | -0.59% (stronger) |
| Loans ÷ deposits | 95.0% | 68.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Davison Employees Federal Credit Union has the higher TellerScore (56 vs 55). On the 6 directional measures above (where higher or lower is clearly better), Davison Employees Federal Credit Union leads on 2 and P.H.I. Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.