TellerScore

Headquartered in Sulphur, Louisiana, Davison Employees Federal Credit Union is a federal credit union with $4.3M in total assets and $3.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1953.

Based on its Q2 2026 filing, Davison Employees Federal Credit Union scores 56/100, which we describe as moderate. That is higher than only 16% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 108th. Its strongest component is capital cushion (100/100; 23.70%), and its lowest is earnings (0/100; -1.13%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.70%
Loan quality30/100
Loans 60+ days delinquent ÷ total loans: 2.09%
Earnings0/100
Return on assets (annualized): -1.13%
Funding & liquidity65/100
Loans ÷ shares: 95.0% · 0.0% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.99%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (55 → 56).

TellerScore
556778Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202455
Q4 202456
Q1 202562
Q2 202555
Q3 202568
Q4 202578
Q1 202675
Q2 202656
Net worth ratio
7.00%15.60%24.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202422.22%
Q3 202422.47%
Q4 202422.09%
Q1 202521.44%
Q2 202521.77%
Q3 202522.58%
Q4 202522.83%
Q1 202624.20%
Q2 202623.70%
Delinquent loans (60+ days)
0.37%2.92%5.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.39%
Q3 20244.57%
Q4 20245.47%
Q1 20251.54%
Q2 20252.29%
Q3 20250.81%
Q4 20250.37%
Q1 20261.14%
Q2 20262.09%
Return on assets
-5.34%-2.01%1.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.33%
Q3 20240.81%
Q4 20240.75%
Q1 2025-5.34%
Q2 2025-1.66%
Q3 2025-0.59%
Q4 20250.14%
Q1 20260.84%
Q2 2026-1.13%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202656$4.3M23.70%2.09%-1.13%95.0%
Q1 202675$4.3M24.20%1.14%0.84%95.4%
Q4 202578$4.6M22.83%0.37%0.14%86.4%
Q3 202568$4.5M22.58%0.81%-0.59%90.8%
Q2 202555$4.6M21.77%2.29%-1.66%89.7%
Q1 202562$4.5M21.44%1.54%-5.34%91.7%
Q4 202456$4.7M22.09%5.47%0.75%97.8%
Q3 202455$4.6M22.47%4.57%0.81%104.8%
Q2 202475$4.6M22.22%1.39%1.33%107.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.70%
87th
Problem loans2.09%
20th
Net charge-offs0.99%
14th
Return on assets-1.13%
6th
Loans to deposits95.0%
6th
Uninsured deposits0.0%
81st
Loan-loss reserves2.15%
90th
Texas ratio6.0%
24th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
S H P E Federal Credit UnionCredit union Greensburg, LA33 out of 100, Low$4.1M7.5%11.30%vs
Montell Federal Credit UnionCredit union Sulphur, LA66 out of 100, Moderate$4.5M24.4%2.04%vs
G. C. A. Federal Credit UnionCredit union Lake Charles, LA56 out of 100, Moderate$4.0M30.1%2.78%vs
Louisiana Machinery Employees Federal Credit UnionCredit union Monroe, LA79 out of 100, Strong$3.9M22.4%0.00%vs
East Baton Rouge Teachers Federal Credit UnionCredit union Baton Rouge, LA29 out of 100, Low$4.8M8.8%7.75%vs
Morgan City Federal Credit UnionCredit union Morgan City, LA84 out of 100, Strong$4.8M16.7%0.00%vs

Deposit insurance

Is my money safe at Davison Employees Federal Credit Union?

Yes. Davison Employees Federal Credit Union is a federally insured credit union (NCUA charter #8967). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.70%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Davison Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Davison Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
8967
RSSD ID
397184
Primary regulator
NCUA
Established
1953
Headquarters
Po Box 2358, Sulphur, LA 70664
Employees
3

Quick answers

Davison Employees Federal Credit Union: common questions

Is Davison Employees Federal Credit Union NCUA insured?

Yes. Davison Employees Federal Credit Union is a federally insured credit union (NCUA charter #8967). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Davison Employees Federal Credit Union's TellerScore?

56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Davison Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Sulphur

InstitutionScoreAssetsCapitalProblem loansCompare
Calcasieu Teachers and Employees Credit UnionCredit union Lake Charles, LA86 out of 100, Very strong$62.9M16.3%0.13%vs
Red River BankBank Alexandria, LA82 out of 100, Strong$3.3B12.5%0.11%vs
First National Bank of LouisianaBank Crowley, LA78 out of 100, Strong$631.1M11.0%0.00%vs
The Evangeline Bank and Trust CompanyBank Ville Platte, LA77 out of 100, Strong$1.1B14.2%1.24%vs
Old Spanish Trail Credit UnionCredit union Westlake, LA77 out of 100, Strong$5.5M30.5%0.31%vs
JD BankBank Jennings, LA76 out of 100, Strong$1.3B11.9%0.40%vs