Side-by-side · Q2 2026 data
Dearborn Federal Savings Bank vs Mi Bank
Metric by metric
| Measure | Dearborn Federal Savings Bank | Mi Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 79 | 94 (stronger) |
| Earnings | 23 | 57 (stronger) |
| Funding & liquidity | 55 (stronger) | 40 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 50th | 24th |
| Total assets | $306.6M | $245.5M |
| Deposits / shares | $198.2M | $220.9M |
| Capital ratio | 25.86% (stronger) | 9.14% |
| Problem loans | 0.64% | 0.19% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.07% | 0.92% (stronger) |
| Loans ÷ deposits | 99.3% | 93.7% (stronger) |
| Uninsured deposits | 20.5% (stronger) | 38.7% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dearborn Federal Savings Bank has the higher TellerScore (72 vs 63). On the 6 directional measures above (where higher or lower is clearly better), Dearborn Federal Savings Bank leads on 3 and Mi Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.