Side-by-side · Q2 2026 data
Decatur County Bank vs Regions Bank
Metric by metric
| Measure | Decatur County Bank | Regions Bank |
|---|---|---|
| TellerScore | 59 | 64 (stronger) |
| Capital cushion | 40 | 45 (stronger) |
| Loan quality | 67 | 69 (stronger) |
| Earnings | 55 | 78 (stronger) |
| Funding & liquidity | 74 (stronger) | 59 |
| Problem-loan coverage | 79 | 90 (stronger) |
| Peer percentile | 17th | 73rd |
| Total assets | $325.6M | $159.8B |
| Deposits / shares | $295.3M | $131.8B |
| Capital ratio | 9.03% | 9.50% (stronger) |
| Problem loans | 0.98% | 0.93% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.47% |
| Return on assets | 0.88% | 1.46% (stronger) |
| Loans ÷ deposits | 86.5% | 74.6% (stronger) |
| Uninsured deposits | 13.3% (stronger) | 39.2% |
| Offices | 5 | 1,224 |
| CFPB complaints (3 yrs) | — | 3,181 |
| Complaints per $1B deposits | — | 24.1 |
| Mortgage denial rate (HMDA) | 20.2% | 43.1% |
Regions Bank has the higher TellerScore (64 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Decatur County Bank leads on 2 and Regions Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Jackson, TN
- Germantown, TN
- Brownsville, TN