Side-by-side · Q2 2026 data
Decatur County Bank vs The Peoples Bank
Metric by metric
| Measure | Decatur County Bank | The Peoples Bank |
|---|---|---|
| TellerScore | 59 | 62 (stronger) |
| Capital cushion | 40 | 56 (stronger) |
| Loan quality | 67 (stronger) | 60 |
| Earnings | 55 (stronger) | 48 |
| Funding & liquidity | 74 | 85 (stronger) |
| Problem-loan coverage | 79 (stronger) | 75 |
| Peer percentile | 17th | 22nd |
| Total assets | $325.6M | $113.1M |
| Deposits / shares | $295.3M | $100.7M |
| Capital ratio | 9.03% | 10.62% (stronger) |
| Problem loans | 0.98% (stronger) | 1.21% |
| Net charge-offs | 0.01% (stronger) | 0.21% |
| Return on assets | 0.88% (stronger) | 0.70% |
| Loans ÷ deposits | 86.5% | 74.8% (stronger) |
| Uninsured deposits | 13.3% | 8.5% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | 10.2% |
The Peoples Bank has the higher TellerScore (62 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Decatur County Bank leads on 3 and The Peoples Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.