Side-by-side · Q2 2026 data
Decatur Policemen Credit Union vs Land of Lincoln Credit Union
Credit union
Decatur Policemen Credit Union
Decatur, Illinois · Under $100 million in assets
Metric by metric
| Measure | Decatur Policemen Credit Union | Land of Lincoln Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 85 (stronger) | 70 |
| Earnings | 72 (stronger) | 29 |
| Funding & liquidity | 68 | 78 (stronger) |
| Problem-loan coverage | 95 (stronger) | 84 |
| Peer percentile | 77th | 16th |
| Total assets | $5.3M | $498.9M |
| Deposits / shares | $4.5M | $443.7M |
| Capital ratio | 14.99% (stronger) | 9.81% |
| Problem loans | 0.44% (stronger) | 0.91% |
| Net charge-offs | 0.58% | 0.44% (stronger) |
| Return on assets | 1.29% (stronger) | 0.23% |
| Loans ÷ deposits | 92.2% | 82.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 6.8% |
| Offices | 1 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.9% |
Decatur Policemen Credit Union has the higher TellerScore (85 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Decatur Policemen Credit Union leads on 5 and Land of Lincoln Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.