TellerScore

Decatur Policemen Credit Union (NCUA charter #60293) is based in Decatur, Illinois. Its Q2 2026 call report shows $5.3M in total assets and $4.5M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Decatur Policemen Credit Union scores 85/100, which we describe as very strong. That is higher than 77% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 46th. Its strongest component is capital cushion (100/100; 14.99%), and its lowest is funding & liquidity (68/100; 92% loans-to-deposits, 0% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 14.99%
Loan quality85/100
Loans 60+ days delinquent ÷ total loans: 0.44%
Earnings72/100
Return on assets (annualized): 1.29%
Funding & liquidity68/100
Loans ÷ shares: 92.2% · 0.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.27%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (89 → 85), mostly because the loan quality component weakened by 12 points.

TellerScore
647790Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202475
Q4 202466
Q1 202569
Q2 202589
Q3 202590
Q4 202564
Q1 202684
Q2 202685
Net worth ratio
7.00%11.00%14.99%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.77%
Q3 202414.00%
Q4 202413.59%
Q1 202513.83%
Q2 202514.36%
Q3 202514.52%
Q4 202514.30%
Q1 202614.66%
Q2 202614.99%
Delinquent loans (60+ days)
0.08%1.88%3.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.97%
Q3 20241.01%
Q4 20241.39%
Q1 20251.63%
Q2 20250.08%
Q3 20250.19%
Q4 20253.68%
Q1 20260.48%
Q2 20260.44%
Return on assets
0.42%1.13%1.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.72%
Q3 20240.90%
Q4 20240.42%
Q1 20250.98%
Q2 20251.59%
Q3 20251.62%
Q4 20251.85%
Q1 20261.20%
Q2 20261.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$5.3M14.99%0.44%1.29%92.2%
Q1 202684$5.3M14.66%0.48%1.20%90.2%
Q4 202564$5.3M14.30%3.68%1.85%86.6%
Q3 202590$5.3M14.52%0.19%1.62%87.9%
Q2 202589$5.2M14.36%0.08%1.59%92.5%
Q1 202569$5.2M13.83%1.63%0.98%89.7%
Q4 202466$5.2M13.59%1.39%0.42%87.7%
Q3 202475$5.1M14.00%1.01%0.90%85.2%
Q2 202472$5.1M13.77%0.97%0.72%93.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.99%
54th
Problem loans0.44%
61st
Net charge-offs0.58%
24th
Return on assets1.29%
79th
Loans to deposits92.2%
7th
Uninsured deposits0.0%
81st
Loan-loss reserves0.48%
78th
Texas ratio2.3%
50th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
I.B.E.W. Local #146 Credit UnionCredit union Decatur, IL94 out of 100, Very strong$5.0M13.5%0.00%vs
Northside L Federal Credit UnionCredit union Broadview, IL54 out of 100, Below average$5.0M15.2%3.22%vs
A.S.H. Employees Credit UnionCredit union Anna, IL85 out of 100, Very strong$5.6M19.8%0.43%vs
Carbondale Highway Credit UnionCredit union Carbondale, IL90 out of 100, Very strong$5.6M15.6%0.00%vs
Urbana Municipal Employees Credit UnionCredit union Urbana, IL66 out of 100, Moderate$4.9M15.3%3.18%vs
South Side Community Federal Credit UnionCredit union Chicago, IL73 out of 100, Strong$5.7M18.5%0.82%vs

Deposit insurance

Is my money safe at Decatur Policemen Credit Union?

Yes. Decatur Policemen Credit Union is a federally insured credit union (NCUA charter #60293). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.99%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Decatur Policemen Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Decatur Policemen Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60293
RSSD ID
51392
Primary regulator
State + NCUA
Established
1936
Headquarters
707 W South Side Dr, Decatur, IL 62521
Employees
3

Quick answers

Decatur Policemen Credit Union: common questions

Is Decatur Policemen Credit Union NCUA insured?

Yes. Decatur Policemen Credit Union is a federally insured credit union (NCUA charter #60293). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Decatur Policemen Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Decatur Policemen Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Decatur

InstitutionScoreAssetsCapitalProblem loansCompare
I.B.E.W. Local #146 Credit UnionCredit union Decatur, IL94 out of 100, Very strong$5.0M13.5%0.00%vs
United Equity Credit UnionCredit union Decatur, IL94 out of 100, Very strong$66.2M18.7%0.23%vs
First National Bank in TaylorvilleBank Taylorville, IL92 out of 100, Very strong$200.1M14.4%0.00%vs
Midland Community BankBank Kincaid, IL88 out of 100, Very strong$68.8M12.1%0.00%vs
Scott State BankBank Bethany, IL86 out of 100, Very strong$203.5M13.7%0.24%vs
Peoples Bank of MaconBank Macon, IL82 out of 100, Strong$22.7M13.6%0.00%vs