Side-by-side · Q2 2026 data
Decatur Postal Credit Union vs United Equity Credit Union
Metric by metric
| Measure | Decatur Postal Credit Union | United Equity Credit Union |
|---|---|---|
| TellerScore | 63 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 3 | 92 (stronger) |
| Earnings | 39 | 87 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 26th | 95th |
| Total assets | $6.4M | $66.2M |
| Deposits / shares | $5.0M | $53.7M |
| Capital ratio | 22.68% (stronger) | 18.66% |
| Problem loans | 2.90% | 0.23% (stronger) |
| Net charge-offs | 0.29% | 0.21% (stronger) |
| Return on assets | 0.48% | 1.68% (stronger) |
| Loans ÷ deposits | 55.2% (stronger) | 72.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Equity Credit Union has the higher TellerScore (94 vs 63). On the 6 directional measures above (where higher or lower is clearly better), Decatur Postal Credit Union leads on 2 and United Equity Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.