Decatur Postal Credit Union (NCUA charter #65841) is based in Decatur, Illinois. Its Q2 2026 call report shows $6.4M in total assets and $5.0M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Decatur Postal Credit Union scores 63/100, which we describe as moderate. That is higher than only 26% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 148th. Its strongest component is capital cushion (100/100; 22.68%), and its lowest is loan quality (3/100; 2.90%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 18 points (81 → 63), mostly because the loan quality component weakened by 52 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 93 |
| Q3 2024 | 92 |
| Q4 2024 | 68 |
| Q1 2025 | 84 |
| Q2 2025 | 81 |
| Q3 2025 | 71 |
| Q4 2025 | 75 |
| Q1 2026 | 64 |
| Q2 2026 | 63 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 21.59% |
| Q3 2024 | 21.90% |
| Q4 2024 | 21.67% |
| Q1 2025 | 21.94% |
| Q2 2025 | 22.04% |
| Q3 2025 | 22.74% |
| Q4 2025 | 22.36% |
| Q1 2026 | 22.79% |
| Q2 2026 | 22.68% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.08% |
| Q3 2024 | 0.03% |
| Q4 2024 | 2.12% |
| Q1 2025 | 1.06% |
| Q2 2025 | 1.35% |
| Q3 2025 | 2.76% |
| Q4 2025 | 1.38% |
| Q1 2026 | 2.24% |
| Q2 2026 | 2.90% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.16% |
| Q3 2024 | 1.00% |
| Q4 2024 | 0.34% |
| Q1 2025 | 1.20% |
| Q2 2025 | 1.06% |
| Q3 2025 | 1.32% |
| Q4 2025 | 0.37% |
| Q1 2026 | -0.06% |
| Q2 2026 | 0.48% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $6.4M | 22.68% | 2.90% | 0.48% | 55.2% |
| Q1 2026 | 64 | $6.3M | 22.79% | 2.24% | -0.06% | 53.6% |
| Q4 2025 | 75 | $6.5M | 22.36% | 1.38% | 0.37% | 50.9% |
| Q3 2025 | 71 | $6.5M | 22.74% | 2.76% | 1.32% | 50.9% |
| Q2 2025 | 81 | $6.6M | 22.04% | 1.35% | 1.06% | 49.3% |
| Q1 2025 | 84 | $6.6M | 21.94% | 1.06% | 1.20% | 51.0% |
| Q4 2024 | 68 | $6.6M | 21.67% | 2.12% | 0.34% | 51.2% |
| Q3 2024 | 92 | $6.6M | 21.90% | 0.03% | 1.00% | 51.9% |
| Q2 2024 | 93 | $6.7M | 21.59% | 0.08% | 1.16% | 53.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoria City Employees Credit UnionCredit union Peoria, IL | 79 out of 100, Strong | $6.4M | 21.2% | 1.66% | vs |
| Molex Employees Federal Credit UnionCredit union Lisle, IL | 84 out of 100, Strong | $6.5M | 18.4% | 0.47% | vs |
| For Members Only Federal Credit UnionCredit union Chicago, IL | 77 out of 100, Strong | $6.3M | 14.8% | — | vs |
| Peoria Hiway Credit UnionCredit union Peoria, IL | 85 out of 100, Very strong | $6.6M | 13.7% | 0.14% | vs |
| State Employees Community Credit UnionCredit union Alton, IL | 89 out of 100, Very strong | $6.7M | 20.0% | 0.00% | vs |
| Peoria Bell Credit UnionCredit union Peoria, IL | 75 out of 100, Strong | $6.0M | 42.6% | 0.00% | vs |
Deposit insurance
Is my money safe at Decatur Postal Credit Union?
Yes. Decatur Postal Credit Union is a federally insured credit union (NCUA charter #65841). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 22.68%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Decatur Postal Credit Union lists 1 office in 1 city. Most locations:
- Decatur, IL (1)
Identity & history
Profile
- Legal name
- Decatur Postal Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 65841
- RSSD ID
- 796394
- Primary regulator
- State + NCUA
- Established
- 1928
- Headquarters
- 214 N Franklin St Rm 104-A, Decatur, IL 62523
- Employees
- 4
Quick answers
Decatur Postal Credit Union: common questions
Is Decatur Postal Credit Union NCUA insured?
Yes. Decatur Postal Credit Union is a federally insured credit union (NCUA charter #65841). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Decatur Postal Credit Union's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Decatur Postal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Decatur
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| I.B.E.W. Local #146 Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $5.0M | 13.5% | 0.00% | vs |
| United Equity Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $66.2M | 18.7% | 0.23% | vs |
| First National Bank in TaylorvilleBank Taylorville, IL | 92 out of 100, Very strong | $200.1M | 14.4% | 0.00% | vs |
| Midland Community BankBank Kincaid, IL | 88 out of 100, Very strong | $68.8M | 12.1% | 0.00% | vs |
| Scott State BankBank Bethany, IL | 86 out of 100, Very strong | $203.5M | 13.7% | 0.24% | vs |
| Decatur Policemen Credit UnionCredit union Decatur, IL | 85 out of 100, Very strong | $5.3M | 15.0% | 0.44% | vs |