Side-by-side · Q2 2026 data
Decorah Bank & Trust Company vs BankIowa
Metric by metric
| Measure | Decorah Bank & Trust Company | BankIowa |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 54 | 75 (stronger) |
| Loan quality | 84 (stronger) | 67 |
| Earnings | 87 (stronger) | 84 |
| Funding & liquidity | 64 (stronger) | 36 |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 57th | 43rd |
| Total assets | $794.1M | $846.2M |
| Deposits / shares | $694.7M | $712.7M |
| Capital ratio | 10.41% | 12.46% (stronger) |
| Problem loans | 0.49% (stronger) | 1.00% |
| Net charge-offs | 0.09% | -0.06% (stronger) |
| Return on assets | 1.67% (stronger) | 1.60% |
| Loans ÷ deposits | 82.0% (stronger) | 96.5% |
| Uninsured deposits | 27.7% (stronger) | 40.1% |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.9% |
Decorah Bank & Trust Company has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Decorah Bank & Trust Company leads on 5 and BankIowa on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.