Side-by-side · Q2 2026 data
Decorah Bank & Trust Company vs CUSB Bank
Metric by metric
| Measure | Decorah Bank & Trust Company | CUSB Bank |
|---|---|---|
| TellerScore | 74 | 74 |
| Capital cushion | 54 | 73 (stronger) |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 87 (stronger) | 81 |
| Funding & liquidity | 64 (stronger) | 50 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 57th | 57th |
| Total assets | $794.1M | $812.1M |
| Deposits / shares | $694.7M | $699.3M |
| Capital ratio | 10.41% | 12.27% (stronger) |
| Problem loans | 0.49% (stronger) | 0.65% |
| Net charge-offs | 0.09% (stronger) | 0.19% |
| Return on assets | 1.67% (stronger) | 1.53% |
| Loans ÷ deposits | 82.0% (stronger) | 90.7% |
| Uninsured deposits | 27.7% (stronger) | 32.5% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Decorah Bank & Trust Company leads on 5 and CUSB Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cresco, IA