Side-by-side · Q2 2026 data
Decorah Bank & Trust Company vs Northeast Security Bank
Metric by metric
| Measure | Decorah Bank & Trust Company | Northeast Security Bank |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 54 | 58 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 87 (stronger) | 69 |
| Funding & liquidity | 64 | 72 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 57th | 68th |
| Total assets | $794.1M | $461.9M |
| Deposits / shares | $694.7M | $379.1M |
| Capital ratio | 10.41% | 10.77% (stronger) |
| Problem loans | 0.49% | 0.00% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.25% |
| Return on assets | 1.67% (stronger) | 1.22% |
| Loans ÷ deposits | 82.0% | 70.7% (stronger) |
| Uninsured deposits | 27.7% (stronger) | 30.8% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
Northeast Security Bank has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Decorah Bank & Trust Company leads on 3 and Northeast Security Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Decorah, IA